Watu Simu

Be connected and stay connected with Watu

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Fast, Flexible and Transparent asset financing

Fast, Flexible and Transparent asset financing

Our Offering

By the numbers

Simu Phones connected
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Repeat customers
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How to qualify for a loan

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Loan Calculator

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Frequently Asked Questions

Q: What is Watu Simu’s Pay Bill number?

To make your weekly payment on your newly acquired device: Pay Bill number: 682684 Account number: Borrower’s National ID number

Applicable to: Kenya, Nigeria, Sierra Leone, South Africa, Tanzania, Uganda
Watu Simu

Q: What devices are available for financing through Watu Simu?

A total of 5 Samsung Galaxy smartphones are available for financing:

  1. Samsung Galaxy A03 Core
  2. Samsung Galaxy A03
  3. Samsung Galaxy A13
  4. Samsung Galaxy A23
  5. Samsung Galaxy A33

Interested in any of these devices? Contact our customer care team on 0790 000 999 for more information.

Applicable to: Kenya, Nigeria, Sierra Leone, South Africa, Tanzania, Uganda
Watu Simu

Q: What is the onboarding process?

  1. Visit any store where Watu Simu is available.
  2. Select any Samsung Galaxy phone supported by Watu. This includes the following models: Samsung Galaxy A03 Core, Samsung Galaxy A03, Samsung Galaxy A13, Samsung Galaxy A23, and Samsung Galaxy A33.
  3. Get a pre-approval on your application.
  4. Pay the down payment and submit the loan agreement form.
  5. Wait for the verification process to be completed (5-10 minutes).
  6. Once verified, the phone is activated, and you can leave with your new device!
Applicable to: Kenya, Nigeria, Sierra Leone, South Africa, Tanzania, Uganda
Watu Simu

Q: What are the requirements for one to get financing from Watu Simu?

An original National ID
No active loans with Watu
Be at least 18 years old
An active mobile money transaction line
Next of kin contact details (the contact must be available/online for verification)

A minimum down payment as per the table above

Applicable to: Kenya, Nigeria, Sierra Leone, South Africa, Tanzania, Uganda
Watu Simu

Q: What are the down payments and weekly payments with Watu Simu?

Applicable to: Kenya, Nigeria, Sierra Leone, South Africa, Tanzania, Uganda
Watu Simu

Can’t find the answer you are looking for? Try our FAQ page.

Customer Testimonials